So my husband and I are desperately trying to get out of debt. At one point we had three credit cards with a little over $3,000 on each one, totaling almost $10,000 all together! How it got up to that much, I have no idea. Well, actually I do know. We were living beyond our means, putting more on the cards than we were paying monthly. We took a Financial Peace University class through our church and learned a lot. And up to this point, we only owe a little over $3,000. It’s taken 2 years to get to this point, and a lot of sacrifices. But it is going to be so worth it when we pay the cards off completely! At the same time, we’ve been trying to build up our savings account so that we have money in there in case of an emergency. We’re also trying to establish a retirement account for Jeremy and put in to that monthly as well. We are really trying to do our best to be wise with our money. I don’t go shopping and buy new clothes and shoes and household accessories. We are simple with our groceries. Jeremy doesn’t go out an buy the latest Playstation II games or go hunting or golfing or fly out to Vegas to go gambling. We haven’t been on a real vacation since our honeymoon… 4 years ago!!! We live VERY frugal lives.
Well, 3 months ago, the crap seemed to hit the fan (pardon my language!) Our Landrover (a car that was graciously given to us) had trouble starting, and when my husband took it in to be looked at… well, let’s just say $350 later, it was all better. Gas prices were extremely high then ($3.99) and the registration was up on the vehicle, so we just decided to take it off the road, insurance and all. We saved $25 a month on insurance and hopefully $75 on gas each month by doing that. Then our Chevy Classic needed new brakes in the back. $350 later, new brakes and roters. While in for a break job, they noticed the back right brake light was rusted out on the inside because of a crack in the plastic cover. $400 later, new brake light and cover. During all these car issues, our house had electrical and plumbing problems, and $700 later, they were fixed. But our bank account AND our entire savings accounts were completely wiped out. I was really frustrated because we had worked so hard to save that money. It seems like whenever Jeremy does a side videography job (he works for a local lawyer as well as films weddings), the week we get paid is the week something goes wrong and the money just goes right out the door.
And if that isn’t enough, last month, my cell phone bill was $170! (It’s normally $50.) My heart sunk to the floor. Did I REALLY use that many minutes! I couldn’t believe it. A few days later, we got our electric bill… $400. (It’s never been over $225). I was sick to my stomach. The previous month’s bill was high enough as it was.
Yesterday, I got our water bill, normally $35… this time it a shocking $106. I cried. Seriously… I cried right then and there looking at the bill. I couldn’t possibly figure out how we had used that much water! I called the water company to see if they could re-read the meter.
The past two weeks, our garage door has been out of wack… Our toilet has been running constantly, to the point that we have to shut the water valve when we aren’t using it… We have a leak in a pipe in our entrance hallway that has created a whole in our ceiling. Our fence was damaged during hurricane Ike and a whole panel is missing. And several more areas in and around our house need attention desperately.
What I want to know is why, when someone is being soooo extremely disciplined with their money, does God allow all sorts of maintenance issues and enormous bills to come their way, and in such a short period of time, exhausting ALL their resources!? Don’t get me wrong, at least Jeremy is able to do some side work and earn some extra money, and so far (except for the back fence needing to be replaced) we’ve had the money to fix the major issues. It’s still frustrating through. I really think we could have paid off the credit cards by now if it hadn’t been for those unexpected bills.
Sorry. I guess I just needed to vent today. I need to think of it this way: “I wonder how God is going to work through this situation to ultimately bring Him glory!”















